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Budget binder printable how to#
Budget binder printable download#
Budget binder printable free#

Once you figure out which debts you want to pay off first, use the Debt Avalanche/Snowball Worksheet to keep track of your progress as you pay down your debt.

For me, I’m using the Debt Avalanche Method, which means I’m paying off my debt with the highest interest rate first.

Figure out which debts you want to pay off first using the Debt Worksheet found in your Personal Finance Binder.

List out all of your current debts with their interest rate, minimum payment, and total balance owed.

When using the Debt Worksheet, follow these steps: As I said before, I currently use spreadsheets to budget my money because I love the calculators, charts, and graphs, but I also use them in conjunction with my Personal Finance Binder to keep everything organized.įinally, at the end of each month, I fill out the Annual Expense Tracker to compare how I did from month to month.įor example, if you overspent on dining out in January, you can see if you made up the difference by spending less in February or March. If you prefer to use a budget spreadsheet instead, check out my Monthly and Yearly Budget Spreadsheets. Remember, you’re not going to get your budget perfect the first time and you will need to make adjustments to find a perfect system for you. You should not let a month pass without reviewing your budget. This will show you where you did well and where you may need to improve. Once you make your budget, take a minute to sit down and compare the actual expenses versus what you had in your budget.

Budget binder printable free#

You can get a free copy of this monthly budget printable by clicking the link. Here’s a look at some of the printables from the Personal Finance Binder that I keep in this section:Įxample of what the Monthly Budget printable looks like. Therefore, I keep the following printables in this section (in this order) of my financial binder: People who identify their goals and work towards them usually accomplish their goals and accomplish them quicker. It is important to set financial goals and track your progress regularly. This section of my budget binder is where I focus on all my financial goals. If this is your first time setting up a financial binder, you may be asking yourself, “Where should I begin?” I recommend you start by setting some financial goals. You can also divide your budget binder by month as another option. I’ve divided my Personal Finance Binder into 5 sections. How I Organize My Personal Finance Binder Here’s a list of all the things you’ll need: Binder There are certain supplies you’re going to need first to set up your financial binder. If you happen to find a page that does not work for your situation, just remove it from your binder.

You can mix and match the pages to make the binder perfect for you.

Budget binder printable how to#

It also comes with a user guide that explains exactly how to use every printable that comes in this binder. Cash Envelope Templates and Spending Tracker Insert.

Budget binder printable download#

This binder is a digital download of over 55 pages worth of printables. What’s Included In The Personal Finance Binder This binder is everything you need to manage your money better. Change the way you think about money so you can have more money.The Personal Finance Binder will help you: Benefits Of A Financial BinderĪ financial binder is a great way to organize your finances and get control of your money. When you have all your financial documents in one place, it makes it easy for you to keep track of everything. It’s called the Personal Finance Binder.Ī financial binder is how you can keep all of your important financial documents together and organized. Therefore, I put together a financial binder to use in conjunction with my spreadsheets. I currently use Excel spreadsheets (I love the calculators, charts, and graphs), but I felt that I also needed a “paper component” to keep everything organized. How I Organize My Personal Finance Binderįinding the right budgeting method can be tough.What’s Included In The Personal Finance Binder.